Payment Options

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We welcome your call to discuss basic verification information (800-282-9905) but for the best service and most accurate benefit information, please visit your provider’s website or call the number listed on the back of your Insurance card. While every attempt is made to keep this list up-to-date, please understand that coverage is subject to change at any time without notice and accepted plans offered by the insurers shown below vary. Additionally, all St. Luke’s physicians are not necessarily covered on every plan.

IMPORTANT NOTE: We now accept UnitedHealthcare Medicare Advantage.

 Medicare Replacement Plans

  • Aetna
  • Cigna
  • BCBS
  • UnitedHealthcare (January 1, 2018)


Commercial Plans

  • Aetnacall-for-insurance-verification
  • Avmed
  • Blue Cross & Blue Shield
  • Beech Street
  • Cigna
  • Coventry Health (no Medicare plans)
  • Evolutions
  • First Health
  • GHI
  • Cigna/Baycare
  • Humana (not including Humana Gold HMO)
  • Medicaid (FL)
  • Medicare
  • Multiplan
  • Rail Road Medicare
  • Tricare / Humana Military
  • UnitedHealthcare
  • VA


NOTE: *HMOs and some PPOs often require a referral or pre-authorization prior to a patients registration. Failure of the patient or their physician (PCP) to provide a proper referral or pre-authorization will result in cancellation or rescheduling of an appointment or the patient will be held responsible for payment of the bill at the time of service.


In addition to health plans, St. Luke’s accepts:

  • Cash
  • Checks
  • Credit Cards


In order to make our services convenient and affordable, St. Luke’s offers interest-free payment plans through Care Credit. Call 800-365-8295 or click here to apply online.